RISK DISCLOSURE STATEMENT

1. THE PART WHERE WE ACKNOWLEDGE REALITY

Trading financial instruments is risky. This isn't a secret. It's been risky since the first person traded three goats for a cow and then watched the cow market crash. What makes modern trading particularly exciting (terrifying?) is leverage—the ability to control large positions with small amounts of capital.

Leverage is a wonderful tool when markets move in your favor. It's considerably less wonderful when markets move against you. In forex trading, leverage ratios of 50:1, 100:1, or even higher are common. This means a 1% adverse market move can result in a 50% or 100% loss of your initial investment. Simple math, traumatic results.

Before you proceed with any trading activity, you should honestly assess whether you can afford to lose the money you're planning to risk. If the answer involves "rent money," "children's education fund," or "emergency savings," please stop and reconsider. We'd prefer you maintain housing and feed your children.

2. A COMPREHENSIVE LIST OF THINGS THAT CAN GO WRONG

In the spirit of full disclosure, we present an incomplete but representative list of ways trading can disappoint you:

• Market Risk: Prices move unpredictably. Economic data, political events, central bank decisions, natural disasters, tweets from world leaders, and factors you've never heard of can all move markets dramatically and without warning.
• Leverage Risk: The same leverage that amplifies gains also amplifies losses. A small adverse move can wipe out your entire account. This is not theoretical; it happens to real people with real money regularly.
• Liquidity Risk: During volatile periods, you may not be able to exit positions at desired prices. Markets can gap, spreads can widen, and your stop loss may execute at a much worse price than intended.
• Execution Risk: Your orders may experience slippage, requotes, or rejection. The price you see is not always the price you get. This is frustrating but normal.
• Technology Risk: Servers crash. Internet connections fail. Software malfunctions. Expert Advisors have bugs. Any component of the trading chain can fail at the worst possible moment.
• Broker Risk: Your broker may experience financial difficulties, engage in practices unfavorable to you, or simply make mistakes. Not all brokers are created equal; some are actively hostile to profitable traders.
• Currency Risk: If you're trading in a currency different from your account's base currency, additional exchange rate risk applies. Your profits in one currency may be diminished when converted to another.
• Gap Risk: Markets can open significantly different from where they closed. Weekend gaps are common in forex. A position that was profitable on Friday might be deeply underwater on Sunday evening.

This list is not exhaustive. Creative new ways for trading to go wrong are discovered regularly. Consider this a starting point for your risk awareness, not a complete catalog.

3. EXPERT ADVISORS: AUTOMATION DOES NOT ELIMINATE RISK

Expert Advisors (EAs), trading robots, and automated trading systems are tools. They execute pre-programmed strategies without emotional interference. This is both their strength and their weakness.

EAs do not eliminate market risk. They don't have crystal balls. They cannot predict the future. They cannot anticipate black swan events. An EA following a trend strategy will lose money when markets range. An EA following a mean-reversion strategy will lose money when markets trend. Every strategy has conditions where it fails.

Past performance of any Expert Advisor—whether in backtesting or live trading—does not guarantee future results. Markets are adaptive. What worked yesterday may not work tomorrow. Strategies that performed brilliantly in testing may fail spectacularly in live conditions.

The EAs distributed through YoForexEA are provided for educational and informational purposes. While we test them before distribution, we cannot guarantee their performance in your specific situation with your specific broker under your specific market conditions.

You are responsible for evaluating any EA before using it with real money. This means backtesting extensively, forward testing on demo accounts, understanding the strategy's logic, and accepting that losses will occur.

4. BACKTESTING: THE BEAUTIFUL LIES WE TELL OURSELVES

Backtesting is the practice of applying trading strategies to historical data to see how they would have performed. It's a useful tool, but it's also a seductive liar.

Problems with backtesting include but are not limited to:

• Curve fitting: Strategies can be optimized to perform perfectly on historical data while failing completely on new data. This is called overfitting, and it's the most common way developers deceive themselves.
• Data quality: Historical data from different sources varies in quality. Tick data is often interpolated. Spread variations may not be accurately represented. Your backtest may not reflect actual trading conditions.
• Survivorship bias: You're testing strategies that "work" on data from markets, instruments, and brokers that survived. The road to your backtest is littered with failed instruments you're not testing against.
• Execution assumptions: Backtests typically assume perfect execution at desired prices. Reality includes slippage, requotes, and rejections. The profitable backtest often becomes unprofitable when real execution costs are applied.

A successful backtest is necessary but not sufficient for a successful trading strategy. Many strategies that look wonderful in backtesting fail in live trading. This is so common that it's practically the norm.

5. THE PSYCHOLOGICAL DIMENSION OF GETTING REKT

Trading is psychologically demanding. Watching money disappear triggers real emotional responses: fear, anger, denial, bargaining, and sometimes depression. These are not signs of weakness; they're human responses to perceived loss.

Automated trading reduces but does not eliminate psychological stress. You still watch your equity fluctuate. You still experience drawdowns. You still question whether to intervene when an EA is losing. The automation handles execution, not emotions.

If you find that trading—or even thinking about trading—is causing significant stress, anxiety, or impacting your daily life, we strongly encourage you to step back. Trading should be a financial activity, not a source of existential dread.

Resources for gambling addiction and compulsive trading behavior are available in many jurisdictions. If your trading has become compulsive rather than calculated, please seek professional help. We'd rather lose you as a user than see you harm yourself financially or emotionally.

6. REGULATORY AND LEGAL CONSIDERATIONS

Trading in financial instruments is regulated differently across jurisdictions. What is legal and available in one country may be prohibited or restricted in another.

It is your responsibility to determine whether trading forex or CFDs is legal in your jurisdiction, whether your broker is properly licensed, and whether you're complying with applicable tax obligations. YoForexEA provides trading tools; we do not provide legal, tax, or regulatory advice.

Some jurisdictions restrict or prohibit high-leverage trading for retail investors. Some prohibit CFD trading entirely. Some have specific registration requirements for automated trading systems. Ignorance of applicable laws is not a defense if regulators come knocking.

7. OUR DISCLAIMERS (THE "WE TOLD YOU SO" SECTION)

YoForexEA, its operators, affiliates, developers, and associated parties:

• Do not provide investment advice, trading recommendations, or personalized financial guidance
• Do not guarantee the performance of any Expert Advisor, trading strategy, or financial outcome
• Are not responsible for losses incurred through the use of our software, services, or platform
• Make no representations regarding the accuracy, reliability, or completeness of any information provided
• Do not assume liability for technical failures, whether on our end, your broker's end, or anywhere in between

Our Expert Advisors are educational tools and trading utilities. They are not get-rich-quick schemes, guaranteed profit generators, or magical money machines. If anyone—including any marketing material you may have encountered—has suggested otherwise, they were wrong.

The maximum extent of our liability for any claim arising from your use of our services is limited to the amount you have paid us for those services. For free services, this means our liability is essentially zero. This is standard legal practice, not an indication of indifference to your outcomes.

8. RISK MANAGEMENT RECOMMENDATIONS

While we can't eliminate risk, we can offer recommendations for managing it responsibly:

1. Trade only with money you can genuinely afford to lose. This isn't just a legal disclaimer—it's practical wisdom. If losing your trading capital would materially impact your life, you shouldn't be trading with it.
2. Start small. Demo accounts are free. Micro accounts allow trading with minimal real capital. There's no reason to go big until you've demonstrated consistent performance over time.
3. Use stop losses. Define your maximum acceptable loss before entering any trade. Let your EA respect this limit. Don't move stop losses further away to avoid realizing losses.
4. Understand what you're running. Before deploying any EA with real money, make sure you understand its strategy, expected behavior, and failure modes. "I don't know what this does but it made money in backtest" is not a risk management strategy.
5. Diversify thoughtfully. Don't put all your capital into one EA, one strategy, or one currency pair. But also don't over-diversify to the point where you can't monitor anything effectively.
6. Have realistic expectations. Sustainable returns are measured in percentages per year, not per day. Anyone promising 100% monthly returns is either lying, about to blow up, or both.

9. ACKNOWLEDGMENT AND ACCEPTANCE

By using YoForexEA's services, downloading our Expert Advisors, or accessing our platform, you acknowledge that:

• You have read and understood this Risk Disclosure Statement in its entirety
• You understand that trading involves significant risks and may result in losses
• You accept full responsibility for your trading decisions and outcomes
• You have the financial capability to bear potential losses
• You will not hold YoForexEA liable for any trading losses you may incur

If you do not agree with or understand any part of this disclosure, please do not use our services. We'd rather you walk away informed than proceed with false expectations.